About Us

With more than 20 years of experience building trusted relationships, Richard Townsend is dedicated to helping individuals and families find insurance solutions that provide confidence today and security for the future. He believes every client deserves personalized guidance, honest advice, and the time to fully understand their options before making important healthcare and insurance decisions. Richard specializes in Medicare planning, Health Insurance Marketplace plans, short- and long-term care insurance, and a variety of health and life insurance solutions. By partnering with more than 200 insurance carriers, he is able to compare plans from multiple providers and recommend coverage tailored to each client's unique needs, lifestyle, and budget. Whether you're enrolling in Medicare for the first time, reviewing your current coverage, or planning ahead for long-term care, Richard is committed to making the process straightforward and easy to understand. His goal is to serve as a trusted resource, helping clients navigate the complexities of insurance with education, personalized service, and ongoing support. Richard proudly serves clients throughout Nebraska as an independent insurance advisor with American Senior Benefits.

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