Since 1966, CCCSMD has guided thousands of people just like you on the journey to financial freedom. And, as a nonprofit agency, we put people over profits. Our funding comes from community and civic organizations, creditors, and businesses. We know our business inside and out. Our expert Financial Advocates give you the knowledge, tools, advice, and support you need to be financially independent—now and in the future. We work with you in person, on the phone, online, and at community education events to show you how to take charge of your finances.