A visit to Windsor State Bank is much like a visit to a familiar friend’s home. Picture being greeted by name, offered a warm welcome, and given personalized attention - practices that all make it clear that you’re banking with a trusted partner, not just another financial institution.
An extension of Wray State Bank, Windsor State Bank was founded in 2011 as a place to launch a broader portfolio - one that reaches beyond the agriculture-heavy products offered at the Wray branch, while keeping a clear focus on community-mindedness. Branded as ‘Windsor State Bank, a Branch of Wray State Bank,’ this hometown institution has established itself as a true local presence bearing the name of the very community it so proudly serves.
Their commitment to community is at the heart of everything Windsor State Bank does. This dedication shows up not only in the name of their holding company - Heart of the Community - but also in the numerous contributions of time and resources the bank makes in and around the Windsor area. From volunteering with Weld Food Bank and partnering with Windsor and Severance school booster clubs, to being involved with the Windsor Downtown Development Authority and Windsor Area Chamber of Commerce, and sponsoring town events, there is no shortage of willingness by the staff to offer support. Community service is literally built into the culture at Windsor State Bank. That same care shows up in the everyday banking experience, too.
Banking locally comes with a variety of advantages. Think full-scale banking, served up local-style. Personal banking services offered by Windsor State Bank include checking and savings accounts, mortgages, personal loans and lines of credit, certificates of deposit, and of course, online and mobile banking.
In addition to serving individual customers, Windsor State Bank has a passion for catering to the small businesses in the area and partnering with them by offering the same full range of banking products and services, tailored to business needs, with an added layer of treasury management, including merchant services, payroll solutions, mobile and remote deposit capture, point-of-sale systems, and ACH payments. Windsor State Bank Vice President Sarah Poynter shares, “We have everything that your bigger banks have. We just have that local touch.” In other words, they have the flexibility to really get to know their business customers, learn their operations, listen to what it is they need and want, and see how they can best support them.
Do you have a student in your life? Windsor State Bank offers a student checking account and a competitive, high-yield student savings account designed to teach Windsor’s youth the importance of saving. These are great financial vehicles for a young person getting their first job or for a college-aged student, giving them a healthy start toward financial wisdom and independence.
On the lending side of things, decisions are made in-house rather than at a large corporate office. Because bankers already know their customers, they are better able to suggest products that meet a business owner right where they are, rather than offer impersonal, one-size-fits-all solutions. What’s even more advantageous is that, by handling the underwriting themselves, loan officers are able to keep financing decisions close to home and help local dollars continue circulating in the community. Sarah highlights, “When you lend local, you help businesses grow local - and that spending comes back to strengthen the whole community.” Staying local-minded is another example of Windsor State Bank’s commitment to community.
Another, often unexpected but standout benefit of banking local is the added layer of fraud protection. Knowing their customers by voice and habit allows the folks at Windsor State Bank to easily flag any suspicious behavior by recognizing inconsistencies before it’s too late. Having that extra measure of security is unique to the local banking experience.
“Being involved and being a resource for our local small businesses as their financial partner is something that we strive for,” Sarah shares. It’s important to her that Windsor knows they have a bank in their corner, “a local bank as your cheerleader.” If a local business is struggling, it is not uncommon for someone from Windsor State Bank to meet with them personally to figure out what needs to be done. “That personal touch is something that we can pride ourselves on. Being able to call and get someone on the second ring that you can talk to - all of us are here, willing to help anytime,” Sarah adds.
With a focus on community, such a broad range of products, and a passion for small business, Windsor State Bank has positioned itself as a local favorite and is truly grateful to be serving the Windsor area.
To learn more about Windsor State Bank, visit windsorstatebank.com or call 970-674-1488.