A Dash of Authenticity

At COUNTRY Financial, Jeremy Holderfield And Joe Easley Are Providing Real World Advice With Hometown Sensibility

You can spend many days searching online for financial service professionals or insurance agents. They’re as prevalent in Middle Tennessee as outdoorsmen and musicians. But if you’re searching for professionals who are established in the community and can relate to your needs in an authentic way, you just might want to consider reaching out to those with a musical background or an appreciation for the outdoors.

In that case, Jeremy Holderfield and Joe Easley of COUNTRY Financial are your guys. Holderfield, who has been in Spring Hill for 23 years, once lived every kid’s dream by touring the country as a guitarist for Seventh Day Slumber, a chart-topping Christian rock band. Of course, life on the road means time away from family. That’s why four years ago he exchanged his suitcase for a briefcase.
Today, when he’s not helping clients insure their precious assets, he’s able to spend more time with Annie, his wife of 21 years, and their three children. “I still write and record, but it’s a lot more fun now,” says Holderfield. “It’s nice to do it because I want to, not because I have to.”

Easley is from the small town of Wayne City in Southern Illinois. He’s been with COUNTRY Financial since 2012 and currently serves as a Financial Advisor of COUNTRY TrustBank and a Registered Representative of COUNTRY Capital Management Company, where he helps clients achieve their financial goals.

Easley and his wife, Tricia, have been married for 18 years and have four children. When he’s away from the office, he enjoys hunting and fishing. “A few times each year I go to my farm in Illinois to hunt. It’s a great way to relax and re-energize,” he says. He enjoys the water as well, recently escaping to Caribe Resort Orange Beach where he reeled-in some impressive catches during a COUNTRY Financial-sponsored outing.

With the first quarter of 2024 behind us already, Easley and Holderfield share their thoughts about things that might be worth considering as you evaluate and update your financial goals.

Retirement Plan Contributions
“Everyone’s plan is different but, without getting into hard numbers, the general rule of thumb is to pay yourself 10 percent of your earnings,” says Easley. “There are no hard deadlines for investors but, for certain tax considerations, like an IRA contribution, you have until the day your taxes are due. That’s rapidly approaching, so now is a good time to meet with an advisor.”

Insurance Coverage
“When it comes to a client’s insurance, we take an educational approach,” says Holderfield. “Clients need to trust the person they’re talking to, and agents need to explain the policy in terms that clients can understand. Coverages like ‘guaranteed replacement cost’ and ‘liability limits’ are as important as the price.”

It’s Never Too Late

“Your needs are always evolving so, if you haven’t heard from your agent in some time, we want that opportunity,” says Holderfield. “Insurance isn’t about finding the lowest rate; it’s about being covered adequately in the event of a loss.” “Likewise, when it comes to your retirement, planning is what matters most,” says Easley. “Asset accumulation is important but knowing how to use your assets to fund your retirement is the key. And that’s where we can help.”

COUNTRY Financial has been helping clients protect their homes, automobiles and businesses, and plan for their retirement, for nearly 100 years. AM Best gives the company an A+ rating for financial strength and ability to meet client obligations.

“Clients need to trust the person they’re talking to, and agents need to explain the policy in terms that clients can understand."

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