George Drazic
President, Efficient AC, Electric & Plumbing
Serving the West Austin community for almost 50 years, Efficient AC, Electric & Plumbing stays focused on people, products, and performance. “Austin is a technology-centered community. We stay in tune with what people want and make sure our team has the skills to deliver," says President George Drazic. "We are not scared of new products (as long as they are backed by quality manufacturers) because we are committed to offering the latest, most reliable solutions that perform as promised.” Their goal is to keep things simple for customers—because, as Drazic shares, “the complicated part is ours to handle.”
Though the city has changed dramatically since 1976, Efficient’s commitment to relationships remains unchanged. “We are still ‘old school’ in the way we handle relationships—offering the right solutions at the right time and standing behind our work,” Drazic explains. “We are not chasing the biggest profit; we are trying to earn long-term customers.”
Family values also influence the way Drazic leads. “Much of our team are friends to me now. We both celebrate and grieve with them as their lives and families progress.”
Efficient has also built a reputation for doing things the right way, from sourcing reliable, high-quality products to offering solutions that truly fit each customer's needs. "Philosophically, it comes from putting ourselves in our customers' shoes," Drazic notes.
For homeowners preparing for the Texas summer, Drazic recommends changing filters, clearing drains, and inspecting outdoor equipment for insect activity and overgrown foliage. Proactive maintenance helps systems run longer and prevents expensive mid-summer breakdowns.
“Efficient is here to stay and grow with Central Texas," Drazic shares. With only two principal owners since its founding, the company remains proudly independent and local—just like the customers they serve.
Learn more about Efficient’s services and community involvement by calling (512) 357-7053 or visiting EfficientTexas.com.
Ritchy G. Scoggin
AIF®, Scoggin Pigg Rothfeld Financial Strategies Group
After leaving the Department of Defense, Ritchy G. Scoggin, AIF®, built valuable experience working with business owners and real estate investors, which still shapes his approach today. Wanting a more lasting way to support clients, he transitioned into financial advising. Through Scoggin Pigg Rothfeld Financial Strategies Group, he treats every client like family, focusing on cash flow planning and tangible income strategies to support their retirement. Start planning your future by calling (512) 501-5585 or learning more at MyRetirementPlanners.com.
Zac Scoggin
First Vice President - Investments, Scoggin Pigg Rothfeld Financial Strategies Group
Helping clients live meaningful, financially free lives is at the heart of Zac Scoggin’s work. As First Vice President - Investments at Scoggin Pigg Rothfeld Financial Strategies Group, Zac combines a passion for research, thoughtful portfolio management, and personalized planning. His background as a collegiate athlete, coach, and father shaped his team-centered leadership style, always keeping clients' goals the focus. Zac believes investments should be used to solve problems and create lasting financial confidence. Take the first step toward your goals by calling (512) 501-5586 or visiting MyRetirementPlanners.com.
Neil Kay
Founder, Old Vine Capital
Old Vine Capital, founded by Neil Kay, is built on the belief that financial planning should create lasting confidence—not short-term reactions. Every portfolio is anchored in each client’s unique goals, liquidity needs, and long-term objectives, with a focus on building resilience across market cycles.
As economic uncertainty and tariff-related volatility continue into 2025, Neil emphasizes the importance of preparation. “For long-term investors, this kind of volatility, while uncomfortable, is entirely normal. Historically, markets recover quickly once policy clarity emerges. That’s why we continue to emphasize broad diversification across asset classes, long-term discipline, and avoiding reactive decisions during headline-driven corrections,” he says. Neil notes, “Resilience in investing is built not by avoiding volatility—but by preparing for it.”
At Old Vine Capital, every portfolio is anchored in each client’s unique goals, liquidity needs, and long-term objectives. “We don’t subscribe to model portfolios or one-size-fits-all investment plans,” Neil explains. “Instead, we customize each strategy—leveraging tools like tax-loss harvesting, liquidity planning, and custom stock indexing to enhance after-tax returns while staying aligned with each client’s financial plan.”
Building portfolio resilience also means diversifying beyond traditional public stocks and bonds. “For accredited clients, we’ve leaned into private credit, private equity, and early-stage venture capital as alternative sources of return that offer lower correlation to public markets and enhanced long-term performance potential,” he says. The firm is also excited about the advances in AI, TechBio, and health innovation—areas reshaping how people live, work, and invest.
“In all market environments, we remain focused on doing what’s right: delivering fiduciary advice, managing risk thoughtfully, and helping clients stay on track toward long-term success,” he emphasizes. Schedule a consultation to learn more at OldVineCapital.com or email Info@oldvinecapital.com.
Guy Weinhold
CFP® AAMS®, Edward Jones Financial Advisor
Retirement planning is about securing a future that reflects your lifestyle and goals. With over 54 years of combined experience, Guy Weinhold, CFP® AAMS®, and his team at Edward Jones, including Stormy Burns and Suzanne Naccarato, focus on helping West Austin families and businesses prepare for what lies ahead.
"Volatility is normal," Weinhold shares. "It's uncomfortable, unpredictable, and sometimes downright scary." His advice to clients? Have a plan and try to keep emotions in check. A sound strategy addresses income sources—Social Security, pensions, annuities—and uses tools like money markets and short-term bonds to avoid drawing down investments during market dips.
Personalized financial planning plays a critical role. "Knowing as much as possible about our clients and their situation helps us prepare and plan for volatile times," says Weinhold. Personalized strategies can also present opportunities like tax loss harvesting, Roth conversions, and portfolio rebalancing to position for long-term growth.
For retirees, preserving purchasing power is key. Weinhold emphasizes the importance of rising income streams, often built with stocks that pay growing dividends. "Historically, dividends have contributed about 40% of the S&P 500’s total long-term return," he notes.
Diversification remains a cornerstone. "Starting points matter," Weinhold explains. Balanced portfolios, including fixed income investments, have provided downside protection during volatile markets. "Bonds have played a diversifier role, and international markets have also performed well this year," he shares.
For personalized guidance planning for your financial future, connect with Guy Weinhold, CFP® AAMS®, and his team at Edward Jones. Schedule a consultation by calling (512) 263-9499 or visiting 12700 Hill Country Blvd T-105, Bee Cave, TX 78738.