Let’s get one thing straight—being self-employed should not mean being sidelined from homeownership.
In fact, entrepreneurship is an incredible foundation for building long-term wealth, and that includes owning real estate. But time and time again, I meet business owners in New Port Richey who tell me they’re hesitant to even start the homebuying process.
The biggest myth?
“I can’t buy a home because I don’t have a W-2.”
Let me debunk that right now: You can buy a home as a business owner or self-employed individual. You just need a clear plan, a knowledgeable loan officer, and a Realtor who understands your lifestyle and income patterns. (Hi, that’s me).
Why It Feels Harder—But Isn’t Impossible
Lenders look at consistent income, and if you're self-employed, they want to see documentation that proves your ability to repay a loan. That usually means:
Two years of tax returns
Profit and loss statements
Bank statements that reflect income stability
The challenge?
Many entrepreneurs write off expenses (smart for taxes, not ideal for mortgages). That’s where strategic guidance comes in—you don’t have to go it alone.
How We Make It Work
When Frank (my go-to mortgage partner) and I work with self-employed buyers, we go the extra mile to make sure everything is aligned before submitting an offer.
We’ll help you:
Get fully pre-approved (not just pre-qualified!)
Understand your buying power without surprises
Prepare financial documents that support your application
Explore programs made for self-employed buyers
And once we’re in contract, we help protect your investment with solid negotiations and guidance all the way to the closing table.
Real Estate = Your Next Investment Move
You’ve taken risks to build your business. You’ve poured time and money into something you believe in. Now it’s time to reap the rewards—and one of the best ways to do that is through homeownership.
You’ll gain:
Equity
Stability
Tax benefits
And a powerful asset that reflects your hard work
Let’s Start Your Journey
If you’re a business owner or self-employed professional in New Port Richey or the surrounding areas, let’s talk strategy. Your path to homeownership may be closer than you think.
Check out the Video Below then download Frank’s mortgage app to start the process now.