For 70 years, Kansas City has been the proud homestead of one of the most respected mortgage lenders in the nation—helping hundreds of thousands of Americans buy and refinance their homes. Nutter Home Loans’ success can be attributed to their innovation at lowering closing costs, doing what is right, and making it easy for the borrower. Recently the lender announced the launch of the Nutter Quick Payment Checker. This online tool is a simple way to plug in a home’s cost to see the likely monthly payments without talking to anyone. It also allows homeowners who are curious to see whether a refinance could reduce their monthly payments and whether cashback is an option.
“Nutter has always found ways to simplify the loan process,” says Senior Loan Officer Mark Bradford. “Aside from those who prefer to talk with us by phone, we offer chat, applying online, and online customer service for those looking for convenience. Plus, applying to get a loan has been streamlined to a few minutes, given we can electronically pull most of the relevant data to save buyers time.”
Bradford has worked for Nutter at its headquarters in Kansas City for more than 22 years. Long-term employee tenure like this is a hallmark of the Nutter Home Loans’ success story, one of the largest, privately-owned mortgage banking firms in America serving all 50 states.
“Nutter is a homegrown-Kansas City company, and we are committed to doing our part to make this a great place to live and raise a family,” Bradford adds.
The company is well-known for its civic and charitable work—spanning many causes from children and pets to veterans and disadvantaged communities. Nutter created a first-responder program offering $500 off closing costs to doctors, nurses, and other first responders on the front lines battling COVID-19 to show their gratitude to these heroic workers.
Some trends happening in 2020 have made an impact on the mortgage business. People are seizing the opportunity to take advantage of the extremely low mortgage interest rates through purchasing or refinancing homes. Additionally, people are spending more time at home for work, school, and living. This focus on the home is creating demand for Nutter’s Cashback Refinance to use the cash to make their homes more comfortable in this new era.
“We are fortunate that we have been able to help families save even more on their monthly mortgage payments during this pandemic, and beyond,” says Kerry Thomas, a Nutter Home Loans vice president and senior loan officer. “I love what I do because I believe in what I’m doing to help others get into a home, save on their payments, and even find cashback solutions to help them remodel or pay off credit cards and other high-interest loans.”
Thomas adds, “A lot of people want a local company and think of Nutter when they are buying a home or want to refinance to lower their payments. As a non-commissioned loan officer, we go further by taking the time to understand the client’s needs and plans to find the best loan for them. Sometimes that includes getting tens of thousands of dollars in cash back at closing for whatever they need, while keeping their monthly mortgage payment the same or lower. Cashback floors so many people because they didn’t know it was an option.”
Taking the time to do what is right for customers and helping them save has resulted in Nutter Home Loans many glowing reviews, an A+ rating from BBB, and ongoing referrals.
“I think the biggest misconception is that people don't think they can qualify for a home loan,” Bradford says. “Even if they did a loan a year ago, they can benefit from a refinance-rate deduction. I recommend getting in touch with one of our mortgage experts, online or by phone, to get some great advice. They can now even check the possibilities using our quick online payment checker before they decide to apply.”
https://nutterhomeloans.com/paymentchecker
Nutter originates Conventional, FHA, VA, Jumbo, and USDA loans. Nutter Home Loans is dedicated to helping customers achieve the American dream of homeownership and is an equal opportunity home lender. Statements are not a commitment to lend. Loans available to qualified borrowers. James B. Nutter & Company DBA Nutter Home Loans, 4153 Broadway, Kansas City, Missouri, 64111. NMLS 2067