Love is in the air and so is talk of down payments. Whether you’re newly engaged, freshly married, or just seriously committed, buying a home together is one of the biggest decisions a couple can make. It’s also one of the best opportunities to build wealth, stability, and a shared vision for your future.
During a recent Couples Date Night event at Truly Forever Bridal, I had the chance to speak to dozens of dynamic duos about just this. We laughed, we got real and we talked keys instead of diamonds. Because as much as I love a good engagement story, I love helping couples find their forever address even more.
So, what should today’s couples know before buying together?
💬 Start With a Real Conversation
Love is blind, but lenders are not. Be open about your credit scores, debt, income, and expectations before you even look at houses. This is where honesty becomes your superpower and where a good Realtor (that’s me!) can help you navigate next steps without the awkward.
💸 Who’s on the Loan?
Not every couple qualifies jointly for a mortgage. Sometimes, one partner’s financial profile makes them the better candidate to apply solo. That’s not a problem - it’s strategy. I help my clients structure offers that protect both parties while keeping their goals in reach.
📝 Co-Ownership Comes with Legal Options
Are you buying as tenants in common or joint tenants with rights of survivorship? It’s not the romantic part—but it's essential. I always recommend speaking to a real estate attorney if you're not married, or if you’re bringing very different assets into the purchase.
🛳️ Bonus: Your Love Could Earn You a Cruise!
If you loved the “Keys for Cruises” segment I shared at Couples Date Night in the video below—good news! Every referral you send my way (buyer or seller) earns you a $50 Visa gift card. But send me five qualified referrals? You’ll earn a cruise for two leaving out of Tampa.
Now that’s what I call a honeymoon upgrade.
💡Planning a future together? Let’s start with a Buyer Strategy Session. Whether you're ready to move this summer or just mapping out the next chapter, I’d love to help you get on the same page—with each other and the market.
Schedule your free session here
Whether it’s your first house or your forever home, buying as a couple takes more than just love—it takes clarity and a guide who gets it.