Nobody wants to house shop in December. There are too many memories to create and remember. Too many hams to bake. Too many flights to take. Too many pines to festoon with lights. Too little daytime; too many long nights.
But January, and February too, for that matter? They matter. They’re when the real estate market is slowest. They’re when buyer demand is the lowest. They’re when sellers are most motivated to sell. They’re when Realtors and movers are most available as well.
In fact, if you act now – shortly after this magazine materialized in your mailbox, to be specific – then you’ll be terrific. All of your ducks will be lined up in a row so you can close on your new home before the last snow. To get started, there is only one thing you must do: Visit First Western Bank to meet Laura Dwyer.
Why her?
“Home loans aren’t taught in school,” said Laura. “I couldn’t make heads or tails of my first mortgage, and that was after I’d earned my degree in business management. It wasn’t until I began working with home mortgages in a professional capacity that I began understanding their finer points.
“And there are a lot of finer points. So many that you could spend over two decades mastering them all – which I have. I’m now using that knowledge to make sure First Western clients exclusively receive the best home loans for their unique needs.
“People may not associate the job title ‘mortgage banker’ with excitement, but I beg to differ. I save people from following predatory and inexperienced loan originators’ advice. I help first-time homebuyers leverage tools and programs that let them access more of their equity, pay less of a down payment on their loans, and potentially avoid having to purchase private mortgage insurance. I’m even teaching finance to kids who are fresh out of high school and college during regular webinars. I’m fortunate to have learned so much about a subject that can help so many!
“I’m also fortunate to work with First Western. Our neighborhood bank treats clients as people – not numbers – which is why we’re able to look beyond their credit scores and recognize their true value as borrowers. Our exhaustive knowledge of the Twin Cities real estate market lets us recognize opportunities that out-of-state banks would never have underwritten. And because we underwrite, process and service loans under one roof, we deliver results quickly so our clients never miss a closing.
“Borrowing from First Western can save you enormous amounts of time and stress if you ever have to file an insurance claim. First Western will never leave you scrambling to figure out which financial institution to contact in the wake of a fire or hailstorm. Because we are a local servicer, our clients can choose to have their loans stay right here in their community. When they need help, they call and I answer.”
Whether you’re refinancing your current home – or purchasing a second home anywhere in the country – Laura is here to secure your best terms. Call (952) 516-7300 today to schedule a consultation at 100 Prairie Center Drive in Eden Prairie! firstwestern.bank
Mortgage Your Home With Eden Prairie’s Community Bank
Buying a home is one of the most important financial decisions you’ll ever make. It can be confusing and exciting all at once. When you need financing to make your dream home a reality, First Western Bank is at your service.
All Types of Mortgage Loans Under One Roof
- Conventional Loans
- FHA Loans
- VA Loans
- First Time Home Buyer Loans
- Construction Loans
- Home Equity Loans
- Home Equity Lines of Credit (HELOC