We take steps to protect the things that matter most — our homes, cars, health and even our lives. So why not extend that same care to our beloved pets? Our furry companions are more than just animals — they’re family. Pet insurance offers a safety net, much like health insurance does for us. It helps cover or reimburse the cost of unexpected veterinary bills, from emergency treatments and surgeries to diagnostic tests and alternative therapies.
So how does it work? It starts with finding a plan that is best suited for your budget and your pet's needs. Medina's American Family Insurance offers pet insurance through Embrace, an award-winning company that makes it easier for dog and cat lovers to go beyond basic care and give their companions the treatment they deserve. Coverage options are completely customizable with flexible deductibles, co-pays and annual limits.
One of Embrace's most popular plans is full coverage — it covers all accidents, illnesses and conditions. This includes:
- Breed-specific, congenital and genetic conditions like hip dysplasia, allergies and intervertebral disc disease (IVDD)
- Cancer related testing and treatment
- Dental illnesses up to $1,000 a year
- Orthopedic conditions like osteosarcoma and broken bones
- Preventable conditions like parvo and parasites
- Chronic conditions like arthritis
- Diagnostic testing for illnesses and conditions
- Emergency care
- Hospitalization and surgery (with the exception of spay/neuter surgery)
- Rehabilitation treatments like acupuncture
- Specialist care
- Prescription drugs (must opt in)
Full coverage pet insurance is Embrace's most comprehensive plan, but it isn't the only option. Basic pet insurance and dental insurance are also available — all of which can be 100% tailored to your needs. Deductible options range from $100 to $2,500 and reimbursement is either 80% or 90%.
Once you've selected your plan, getting reimbursed is simple. Just visit the vet, pay for the services, and submit the bill to Embrace. Based on your chosen coverage, your eligible reimbursement will be processed and sent to you quickly — making it easy to focus on your pet’s care, not the paperwork.
To get started, contact Thomas Muntean of the Medina-based American Family Insurance at tmuntean@amfam.com or 330.721.7716. By working with Thomas, you'll receive additional cost savings on a coverage plan. Additionally, as a trusted provider, he is able to offer personalized support, making it easier and more affordable to protect your furry family members.
To discover even more coverage options from licensed insurance agent Thomas Muntean and American Family Insurance, visit AmFam.com/agents/ohio/medina/thomas-muntean.