The holidays are a time to make wonderful memories with family and friends, but they also bring unique risks. Here are the top claims we see during the holidays and how to stay ahead of them.
House Fires: Candles, overloaded outlets, and dry Christmas trees are frequent culprits. Real trees should be kept well-watered, and artificial ones should have a fire-resistant label. Keep open flames away from your tree and always turn off decorative lights when you leave or go to bed.
Theft and Burglary: Burglaries often rise during the holidays, especially when families travel and packages stack up on porches. Keep your home well-lit, lock all windows and doors, and consider adding extra security measures.
Car Accidents: Auto claims tend to spike in December, with holiday traffic and distracted drivers leading to more collisions. Make sure your policy is up to date and can handle potential damage if an accident occurs.
Accidents in the Home: Kitchen burns, unattended food, and alcohol-related mishaps are common during holiday parties. Liability coverage becomes especially important when guests are involved.
Staying aware of seasonal risks can help protect your home, your guests, and your peace of mind. A little preparation now can save you time, stress, and money down the road.
Edwin Duque, Agency Owner of GreatFlorida Insurance of Gainesville. We offer auto, home, commercial, and more. We work with over 20 companies to find great rates and explain coverage clearly, so you understand what you're paying for and what it protects. Call us at 352-888-4119.