Alex Bogumil has always been drawn to problem-solving. Numbers made sense to him, but it wasn’t just about equations; it was about finding solutions, making things work, and pushing toward something greater. With a strong background in corporate finance and treasury, he thrived in the analytical world of business. However, something was missing. He craved more energy, connection, and direct impact. Bogumil’s vision was shaped by a common but critical issue he encountered early on—too many lenders failing to show up at the closing table, leaving real estate investors stranded at the last moment. That experience solidified his mission: to be a lender who never left an investor in the lurch, who always followed through, and who truly understood the urgency of real estate deals.
In 2014, real estate changed everything for Bogumil. Working alongside investors, he witnessed the thrill of the industry firsthand. The fast decisions, tangible results, and the way a neglected property could be transformed into a valuable investment were exhilarating. He realized that real estate investors didn’t just need capital; they needed a partner who truly understood the market—someone who could move quickly and offer real insight. At 38, he took the leap and launched Capital Fundings, a private lending firm built on speed, trust, and local expertise.
The decision to start Capital Fundings was personal for Bogumil. Having renovated over 100 single-family homes himself, he knew exactly what it took to make a project succeed. He wasn’t interested in the slow, impersonal nature of big national lenders; he wanted to create something different: a lending company that worked at the speed of real estate and valued relationships as much as returns. That hands-on approach has paid off—Capital Fundings has now funded over 1,225 loans totaling $222 million, with zero foreclosures or investor losses.
However, for Bogumil, success isn’t measured in numbers alone. It’s found in the conversations with first-time investors nervous about their first flip, in the Spanish-speaking borrowers who find confidence in a lender who takes the time to guide them, and in the late-night calls from clients who know he’ll pick up. “When you work with us, you’re not just getting a loan—you’re getting a team that understands real estate inside and out,” he explains. This philosophy has built more than just a business; it has created a loyal network of real estate investors who keep coming back.
Despite his success, Bogumil is always looking toward the next step. In 2023, he launched Capital Fundings Mortgage Fund I, a mortgage fund designed to provide even more capital to real estate investors. It was a major move that stayed true to his original mission—offering reliable funding without sacrificing the personal touch. “The more people we can help, the better,” he says simply.
Looking back, Bogumil attributes his success to the strength of his relationships. If he could start over, he would focus even more on networking and raising capital from day one. His advice to others is straightforward: meet people, build trust, and create opportunities. “Real estate isn’t just about numbers—it’s about trust,” he says. “The more connections you make, the more doors open.”
Now celebrating its 11th year, Capital Fundings remains committed to the investors who rely on it. Over the years, Bogumil has seen firsthand how access to fast, reliable funding can transform an investor’s career. Each deal is different, but the core need remains the same—certainty. Still answering calls, still making deals happen, and still fueled by the same passion that started it all, Bogumil is clear on one thing: “We’re not just financing deals; we’re helping people build their futures.” For him, that’s what makes it all worth it.
"Every project needs a partner who understands the market."