What are some common misconceptions about the home loan process, and how do you help clients navigate them?
The home loan process is often clouded by misleading information online and in the media, causing unnecessary stress for buyers. Our goal is to educate clients on the right products, price points, and options to meet their unique needs. We don’t focus on "timing" the market since predicting interest rates and market swings is impossible. The real question is: Is it the right time for YOU? It’s about aligning with your personal and financial situation.
With interest rates fluctuating, what advice do you have for hesitant buyers?
In Maricopa County, we face a housing shortage, and prices continue to rise. It’s tough to time the market, but the best time to buy is when it’s financially feasible for you and you’ve found the right home and loan. Life circumstances always drive real estate decisions, not market conditions. At HPM, we focus on creating solid plans that align with our clients’ goals to help them make informed decisions.
What would you recommend to someone looking to buy a second home?
Having moved from Ohio in the early 2000s, I can confidently say Arizona offers incredible value. If you can afford the right home, don’t wait—make it happen!
Are there any special loan programs or incentives in 2025?
At HPM, we offer NO LENDER FEES on VA or FHA loans. For those needing to sell their current home before buying, we offer bridge loans for a seamless transition. With limited resale inventory, construction loans are a great option for buyers looking to build their dream home.
High Place Mortgage is a family-owned mortgage lender with a passion for providing personalized and reliable home financing solutions. Founded with the goal of simplifying the mortgage process, the company has grown by prioritizing client education, transparency, and integrity. Their team is dedicated to helping clients understand the various loan products available, including VA, FHA, and conventional loans, ensuring each borrower makes an informed decision based on their unique needs. As a trusted partner, High Place Mortgage is committed to helping individuals and families achieve their dreams of homeownership through strategic planning, offering exceptional service from start to finish.