In a world increasingly defined by digital transactions, automated service, and distant decision-making, there remains something powerful about walking into a bank and being greeted by someone who knows your name, understands your business, and shares a genuine investment in your
community.
For 50 years, that belief has been at the heart of American National Bank & Trust.
Founded in Wichita Falls in 1976, the bank began with a simple but enduring philosophy: banking is about relationships. What started as a community-focused financial institution has grown into one of North Texas' most trusted banking organizations, serving generations of families, entrepreneurs, and
businesses while remaining committed to local ownership and personalized service.
Throughout decades of economic change, industry disruption, and regional growth, American National Bank & Trust has remained steadfast in its mission. Its values of professionalism, integrity, community leadership, and exceptional customer service have earned the trust of the communities it
serves and created a legacy built on lasting relationships.
Reaching a 50-year milestone is more than a celebration of longevity. It is a testament to resilience.
As markets evolved and customer expectations shifted, the bank adapted while staying true to its community banking roots. A disciplined approach to growth and unwavering commitment to local decision-making have enabled American National Bank & Trust to navigate change without sacrificing the personalized service customers have come to expect.
As North Texas experienced historic expansion, American National Bank & Trust recognized an opportunity to bring its relationship-driven approach to new communities, including the rapidly growing Dallas-Fort Worth Metroplex.
"As the greater North Texas area experienced historic momentum in growth, American National Bank & Trust expanded its footprint into the Dallas-Fort Worth metroplex to meet the growing needs of local businesses and families planting long-term roots," said Craig Berry, President and Chief Lending Officer. "Rather than adopting a one-size-fits-all corporate playbook, the bank carried its relationship-first standard into every new market and neighborhood we entered."
Today, that philosophy is evident across the greater Dallas region and neighboring communities. Business owners work directly with lenders who understand the local economy. Homebuyers receive customized mortgage solutions, while families find comfort from trust and wealth management services tailored to their goals. Most importantly, decisions are made locally by bankers who live, work, and serve alongside their customers.
The bank's impact extends well beyond financial services. For five decades, American National Bank & Trust has invested in the communities it serves, supporting local nonprofits, education, and youth programs, helping small businesses grow, and contributing to initiatives that strengthen neighborhoods across North Texas.
Being a community banker in Dallas means investing in the people, families, and businesses that strengthen our community," said Richard Dopson, Dallas Market President. "Because when Dallas thrives, we thrive."
As American National Bank & Trust celebrates its 50th anniversary in 2026, it honors a legacy built on trust, resilience, growth, and community. Looking ahead, the bank remains committed to helping future generations succeed, proving that when North Texas grows stronger, American National Bank & Trust grows alongside it.
Today, American National Bank & Trust serves North Texas and beyond with more than $2.5
billion in assets, full-service banking and mortgage locations across the region, and trust and
wealth management offices stretching from the Red River to the Gulf Coast.