At Weld Community Credit Union (Weld CCU), financial education isn’t reserved for grown-ups—it starts as early as the first piggy bank. With their Youth Community Savings Accounts, Weld CCU is turning tiny savers into future money masters, one deposit at a time.
From the moment a child opens an account (ages 0 to 17), they’re welcomed like VIPs—with a piggy bank and a handful of Kids Cash Coupons. It’s not just cute—it’s a system designed to reward healthy habits. Each time they make a deposit, they earn another coupon, and once they’ve collected five, it’s prize time! Think maze pens, slap bracelets, bookmarks, and other kid-approved goodies. There’s even a purse-pouch guessing game where kids count out cash and then add that amount to their own accounts—because learning to save should be just as fun as spending.
And as kids grow, their financial tools grow with them. Teens 16 and older can level up with an EZ Checking Account—no fees, no minimum deposit, a free debit card, mobile banking, and interest-earning potential. It’s a real-world account for real-life teens.
For young investors in the making, Weld CCU’s youth-friendly Share Certificates of Deposit (CDs) open up a whole new lesson: investing with zero risk. With just a $100 minimum, kids can lock in a fixed rate and even add more funds at the 6- and 12-month marks. It’s a perfect introduction to long-term saving, made simple.
But Weld CCU isn’t stopping at piggy banks and prizes—they’ve built an entire financial education system just for kids and teens. Three quarterly newsletters hit mailboxes based on age groups: Coin Collectors (ages 0–5), Currency Captains (6–12), and Credit Champions (13–17). These colorful reads break down topics like budgeting, needs vs. wants, and peer pressure spending into bite-sized lessons. For the younger kids, each newsletter includes an activity sheet they can complete and return for more Kids Cash Coupons. Learning + earning = a win-win.
And for teens? Enter Zogo, a free mobile app that turns money knowledge into a game. Every correct answer earns pineapples (yes, pineapples), which can be traded in for gift cards. Translation: WCCU is literally paying teens to get smarter about money. Just download the app, enter code WELD, and start earning while learning.
Of course, none of this would mean as much without the bigger picture. For every new account or loan opened, Weld CCU donates $10 to local nonprofits like the Guadalupe Community Center and the Weld Food Bank. Because at its core, Weld Community Credit Union believes in growing good people—not just good savers.
With a motto of "people helping people," Weld CCU isn’t just teaching kids about money—they’re helping them build a future.
Weld Community Credit Union makes saving fun with kid-friendly accounts that teach smart money habits early. Stop by 2555 47th Ave. in Greeley or call 970.330.9728 to see what they can offer you and your kids! More information can also be found at WeldCCU.com.