Navigating the maze toward financial security and wealth management is not easy, and it helps to have a trusted advisor to help avoid the pitfalls along the way. For many families in Hendersonville and across Middle Tennessee, that advisor is Kevin Collier, founder and principal of Collier Wealth Management. Kevin has been a professional advisor since 1991, and he has a developed a proven track record of providing his clients with innovative strategies for achieving their financial goals.
Recently, Hendersonville Lifestyle sat down with Kevin to find out more about the financial landscape in 2025, and to pick up some tips to help our readers pursue their personal goals.
Why is it important to work with a professional wealth advisor?
“Just like professional athletes benefit from continually working with a coach, we believe clients can accomplish significantly more by teaming up with the right wealth management firm. One of the most important things we do is to help people avoid significant mistakes due to human error. After all, two heads are better than one, and we can help clients detect and avoid pitfalls that they may not have noticed on their own.”
At what age should a person seek the advice of a professional financial advisor?
“Unfortunately, a lot of people wait until late in life to get serious about their financial wellbeing. Experience has shown us that the sooner a client begins working with the right team of professionals, the sooner they will begin to see results. At Collier, we love working with different family generations, including our older clients, their adult children and even their grandchildren. We stress to clients that time can be a friend, or it can be an enemy. When they begin their financial planning journey early, time becomes an ally.”
Given today’s challenging economic environment, what are some of the most popular strategies to help ensure financial security?
“Financial security really comes down to building up enough assets to be able to weather the future. I call it the endowment method of planning for retirement or other long-term goals. The endowment method is simply building up a large base of assets that can support the cash flow stream needed during retirement. Some people prefer to overfund their financial base for additional security, while others choose investment strategies that provide guaranteed income. Either way, we have experience in all of these areas.”
What factors should a person consider when selecting a personal financial advisor?
“Clients should seek out someone who is trustworthy, competent and experienced. We encourage people to consult with trusted friends and relatives to determine who they use for advice. We also recommend checking customer reviews, such as those on Google. We take pride in our Google reviews because they are genuine, and they tell the stories of the families we have helped.”
How do you help clients align their personal financial goals with compatible investment strategies?
“We take our clients through a risk assessment exercise in which we educate them on the historical performance of different investment types, and then we gauge their tolerance for volatility. Risk tolerance cannot be accurately determined if clients do not understand how investments work.”
What products and services are offered by Collier Wealth Management?
“At Collier, we practice wealth management, which we feel should incorporate all aspects of personal money management, including financial planning, investment management, tax planning, estate and trust planning and risk management. We are a holistic firm that can go anywhere and do anything to help our clients pursue their goals.”
Do you coordinate financial strategies with other client professional partners?
“Yes, we happily collaborate with other professional service providers, including CPAs, estate planners, attorneys, insurers and more. The more that we know about a client’s circumstances, the more that we can help.”
What are the biggest financial mistakes that you have seen people make over the years?
“The biggest mistake that we see is when clients change the allocations of their investment assets too often based their personal feelings about risk tolerance. Changes should only be made after careful consideration and in conjunction with a professional advisor.”
What is the biggest lesson that you have learned about wealth management throughout your career?
“If you don’t understand something, or if something sounds too good to be true, you should avoid it. There is a lot of misinformation being shared out on the Internet and other media outlets, as well as testimonials by salespeople who are just trying to push products. It is always better to be safe than sorry.”
Collier Wealth Management
323 West Main Street,
Hendersonville, TN 37075
615.826.5203
Kevin Collier is the founder and principal of Collier Wealth Management, one of Middle Tennessee’s leading financial advisory firms. Located in Hendersonville, Kevin and his team have been helping clients build stronger financial foundations for over twenty years.
Kevin began his journey as a trusted financial advisor in 1991 with J.C. Bradford & Company. Not long after joining Bradford, he became one of the youngest partners in the firm’s history. Over the years, Kevin saw Bradford go through a series of mergers with larger firms, including Paine Webber and UBS. Before long, he felt the calling to start his own firm and become and independent advisor.
After founding Collier Wealth Management in 2004, he affiliated with LPL Financial, the nation’s largest broker dealer serving independent financial advisors. Since then, Collier Wealth Management has become a trusted place where clients can receive comprehensive financial advice and services that will help them pursue their personal financial goals.
Kevin holds a bachelor’s degree in finance and economics from Lipscomb University, and an MBA in accounting and finance from Vanderbilt University.
“Financial security really comes down to building up enough assets to be able to weather the future."
Kevin Collier