When it comes to retirement planning, a one-size-fits-all approach doesn’t work. That’s why Atlas Retirement Strategies, founded by husband and wife team David M. Webb Ph.D., MSM, CLF®, CLTC®, LACP, and Amanda Webb,LACP takes a personalized, comprehensive approach to prepare clients for their financial future.
At Atlas, the firm emphasizes personalized planning, understanding each client’s goals, lifestyle, and risk tolerance to craft strategies that align with their vision. “We want our clients to feel confident about their financial decisions,” they explain, adopting an education-first approach to guide clients through tax strategies, investment options, and more.
Beyond custom strategies, Atlas builds long-term relationships with clients, offering regular reviews and adjustments as life and financial circumstances evolve.
Atlas also takes a holistic approach, considering business planning, estate planning, and sustainable investing as part of their services. “We integrate all aspects of our clients’ financial lives to create a truly comprehensive plan,” they say.
Risk management is central to their retirement plans. Atlas uses diversified asset allocation, risk tolerance assessments, tax-efficient strategies, and regular portfolio adjustments to help protect assets from market volatility, inflation, and life events while positioning portfolios for long-term growth.
Healthcare costs are often underestimated, with many retirees surprised by out-of-pocket expenses. Atlas helps clients project these costs and build them into their retirement budget, utilizing tools like Health Savings Accounts (HSAs) and Medicare optimization, as well as extended care needs.
David and Amanda also address common misconceptions, like the belief that a large sum of money ensures a successful retirement. In reality, sustainable income planning is key. Clients often mistakenly move all their investments to conservative, low-growth assets, risking outliving their savings due to inflation. They also tend to overestimate Social Security and underestimate the costs they’ll face. “Retirement planning isn’t about rigid rules. It’s about creating an adaptable strategy that evolves,” says David.
As more people work later in life, Atlas suggests a phased approach to retirement—gradually reducing working hours or shifting to consulting to maintain cash flow. During income earning years, they recommend maximizing on catch-up contributions to retirement accounts and if able, to delay Social Security benefits for added savings.
Atlas Retirement Strategies is committed to helping clients build sustainable, evolving retirement plans. With a focus on personalized planning, risk management, and healthcare strategies, David and Amanda Webb provide clients with peace of mind for retirement, no matter what changes the future brings. Their holistic approach and commitment to education make them a trusted partner for individuals securing their financial future.
Disclosure: David Webb and Amanda Webb are Registered Representatives of and offer securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, A Licensed Insurance Agency. David Webb is registered as an Investment Adviser Representative with Eagle Strategies LLC, a Registered Investment Adviser. Atlas Retirement Strategies LLC is not owned or operated by NYLIFE Securities LLC or its affiliates and does not provide tax, legal or accounting advice. For advice on such matters, contact your own professional counsel. This material is for general informational purposes only and is not financial advice.
Risk management is central to their retirement plans. Atlas uses diversified asset allocation, risk tolerance assessments, tax-efficient strategies, and regular portfolio adjustments to help protect assets from market volatility, inflation, and life events while positioning portfolios for long-term growth.