Shellnut Insurance and Associates knows a thing or two about insuring teenage drivers because owners Eric and Teresa Shellnut insured their own children, including sons Tyler and Gavin who now work for the agency.
Recently, we met with Hannah Shellnut, the firm’s marketing director and Gavin’s wife, to learn more about insuring the new driver in the family.
Why should parents of teenage drivers consider Shellnut Insurance?
This agency has a lot of personal and practical experience with insuring teenage drivers. We understand the concerns that our clients have because we’ve experienced them ourselves. And just like no two families are exactly alike, not all insurance
companies are the same either. We’re able to evaluate each client’s specific needs and recommend carriers that align best with their unique situations.
Insuring a young driver can be expensive. Are there any discounts available?
There are three common discounts that can help reduce the expense. Some companies offer a tracking device that will report driving habits, which can lead to discounts. If the driver qualifies for a Good Student Discount, we can upload a report from your child’s school. Finally, successful completion of a driver education program can lead to additional savings.
How does Shellnut help clients understand the terms of their policies?
It’s true that a lot of people are overwhelmed after they receive a quote because it can be difficult to make sense of insurance language. We try to add-on the education piece. We go over every element of the policy so that clients know what is covered, the limitations, and what happens in the event of a claim. We take into consideration the client’s personal situation, then write the policy as if we were writing it for ourselves.
About Shellnut Insurance and Associates
Since 1999, Shellnut Insurance and Associates has helped clients protect their homes, automobiles and lives with insurance products tailored to meet their specific needs. The family-owned, independent broker represents many different carriers.
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