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Investing in Our Future

Empowering Youth: Young Americans Bank and Young AmeriTowne

Nestled in the heart of Denver, Colorado, the Young Americans Center for Financial Education stands as a beacon of financial empowerment for young minds. Comprising both a non-profit 501(c)3 organization and a for-profit entity, the Center pioneers innovative approaches to youth financial education, setting the stage for lifelong financial literacy.

At the core of the Center's mission lies the Young Americans Bank, a unique FDIC-insured, state-chartered institution tailored specifically for individuals aged 21 and younger. Founded on the principles of financial education, the bank operates as a for-profit entity, yet its focus transcends profits, aiming to instill sound financial practices and values in young depositors.

Since its inception, Young Americans Bank has been sustained by a commitment to youth education. Supported by the Daniels Fund, the bank fulfills its promise of financial empowerment, bridging the gap between financial theory and practice.

Alongside the bank, the Center delivers transformative programs such as Young AmeriTowne and International Towne. These immersive experiences provide students with hands-on exposure to business, economics, and free enterprise. Through engaging simulations and interactive lessons, students cultivate essential skills in financial management, entrepreneurship, and global economics.

Young AmeriTowne, in particular, captivates students with its dynamic curriculum and real-world applications. Designed for 4th, 5th, and 6th graders, the program immerses students in a simulated town where they assume roles as business owners, bankers, and consumers. This innovative approach to learning has garnered widespread acclaim, reaching over 30,000 youth annually.

Similarly, International Towne extends the boundaries of traditional education, inviting 6th, 7th, and 8th graders to explore the intricacies of international business and diplomacy. Through experiential learning, students gain insights into global economics, trade relations, and responsible financial practices.

As Colorado's premier hub for youth financial education, the Young Americans Center for Financial Education remains steadfast in its commitment to empowering the next generation of financial leaders. With each program and initiative, the Center cultivates a legacy of financial literacy, ensuring that all youth have the knowledge and skills to navigate the complexities of the modern financial landscape.

“He has learned so much about finances, real world concepts related to money management, business success, etc."

~ Sara Ostrom, Parent