Mortgage Matters

An Expert Take on Today’s Mortgage Industry

Eric Kinneman, branch manager for the Ahwatukee office of Lend Smart Mortgage, believes that while the process of obtaining a mortgage loan can sometimes be daunting, it’s an investment that is worth it. In fact, he shares that right now is the perfect time for those considering purchasing a home to get the process rolling as it’s still a buyers’ market.

“When it comes to home mortgages and mortgage interest rates, now is not the time to panic,” Kinneman says. “A lot of consumers have been spoiled with super low mortgage rates, and might be nervous seeing them rise slightly, but this is not uncommon historically speaking and it’s not cause for concern.”

Known as “the mortgage man,” Kinneman says that many consumers may be concerned seeing higher mortgage rates because rates were artificially low for the past couple of years. But he and other industry professionals predict that 2023 is going to be the best year to buy a home.

“If you’re considering purchasing a home, get in there now, because March ushers in buying season,” he says. “Owning a home continues to be a dream for many families and one of the smartest investments a person can make.”

For those who are interested in a mortgage for a new home or refinancing their current mortgage, Kinneman says that he and his team’s local Lend Smart Mortgage office is here to help. “We have years of professional experience and are local community members,” he says. “We know and love Ahwatukee, so we know the local mortgage landscape and can help anyone find the ideal mortgage for any financial situation.”

For those just starting their journey, Kinneman regularly posts informative videos to social media and includes helpful information on his website.

“If you’re considering applying for a home mortgage, don’t sit on the sidelines, now is the ideal time to get in the game,” he says.

Eric Kinneman

Lend Smart Mortgage

In the mortgage industry in the Phoenix metro area since 1999, Eric Kinneman is the branch manager of the Ahwatukee office of Lend Smart Mortgage. He has been an Ahwatukee resident since 2003. “I am a man of commitment and I truly enjoy helping people navigate through the sometimes-tumultuous task of obtaining a mortgage loan,” Kinneman says. “I believe that a mortgage professional should be a true craftsman of their trade and not just a salesman.” In addition to his business, Kinneman also gives back to the local community through an annual blood drive, volunteering, and more.

10429 S 51st Street, Suite 255, Phoenix, AZ 85044 | 602.757.2717 | EricKinneman.com

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