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John Crawley, insights into 2023/2024 insurance market

Featured Article

Peace of Mind: A Priceless Gift

JCA Insurance Services provides a range of coverage to meet the needs of every client.

As we gather with friends and family for joyous celebrations this holiday season, it’s only natural to reflect on all of life’s many great gifts.  

Undoubtedly, keeping your family safe, secure, and as protected as possible tops the list. This belief certainly rings true for the team at JCA Insurance Services, led by principal/owner John Crawley.

“Family is not just an important thing, it is everything!” he says.

JCA Insurance Services, located in Anaheim Hills, assists clients across Southern California with a wide range of coverage categories.

From Personal Insurance options like home, auto, individual life, RV, and motorcycle insurance to Business Insurance options including business auto, workers’ compensation, business owners, general liability, and commercial umbrella insurance—whatever you need, they’ve got you covered.

“We provide the security of protecting families through all insurance needs and products. We also support small-to-medium-sized businesses in the protection of their properties, products, and employees.”

With over 40 years of experience, coupled with numerous certifications and designations, JCA Insurance Services is a one-stop shop.  

“Our core pillars are Experience, Family, and Security. All staff are trained and attend industry training and courses. We believe in proactive service by providing information and options for our clients and their insurance needs. We believe that our clients are family. Their support and trust in us deserve our commitment and appreciation.”

John maintains his steadfast dedication to superior client service by drawing upon his many inspirations, both personal and professional.

“The holidays are always a great time to reflect on just how lucky we are to have the support of our families and the team we assembled at JCA to provide the best quality and services to our clients.”

“First, my father, John Crawley, was my guide and mentor in insurance. He taught me the art of interpersonal relationships with clients and staff. He showed me how to dream and to set goals.”

“Second,” he continues, “are my children and my wife. They are my WHY! They are the reason I created JCA Insurance. Our name—JCA—is comprised of my children’s initials. They are my family!”

“Third is my amazing staff, who makes our business fun and exciting. They love our clients. They are family, too!”

“Finally, our clients—the best part of our business. We enjoy meeting and talking to them. Many I have known for years. I’ve watched their families and businesses grow. Seeing their growth and success over the years makes them my family!”

In keeping with the giving spirit of the season, JCA Insurance Services looks forward to continued support of local organizations close to their heart, including St. Paul’s High School.

Despite challenging current conditions in the insurance industry, John and his JCA team stay prepared with solutions and an array of services at their disposal.

“California's property insurance market has faced a significant challenge in recent years. The devastating impact of wildfires is causing a ripple effect on the industry. As the frequency and intensity of wildfires continue to rise, insurance companies face a higher number of claims and more substantial losses. This has led to a significant impact on their profitability and sustainability,” he explains.

“The financial strain on insurance companies has resulted in a reevaluation of their risk exposure and pricing strategies. Many insurers have experienced substantial financial losses, leading to many carriers no longer offering home and property insurance or restricting the number of applicants. The diminishing property insurance market in California is also affecting homeowners, especially those in high-risk fire zones.”

This unique and challenging condition is expected to continue all through 2024, with some experts predicting that relief in 2025.

JCA Insurance Services remains ready and willing to help those affected in Southern California.

“As an independent agency, JCA Insurance still has access to several insurance companies offering coverage,” says John. “If you or someone you know is in need of coverage, please give us a call.”

“We provide the security of protecting families through all insurance needs and products. We also support small to medium-sized businesses in the protection of their properties, products, and employees.”

“It’s our mission and passion to treat our clients like family. Family is at the core of our business. This business is literally built on it! ‘JCA’ represents our family’s initials—founder John, son Chris, and daughter Arianna.”

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