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Featured Article

Prepare for the Unexpected

Lyndsey Cumberland plays your Defensive Coordinator with your assets

Article by Julie Walker

Photography by Sarah Dawn Photography

Originally published in Broomfield Lifestyle

A wild turkey hunter parked his pristine 4WD truck and ventured into the woods. After an unsuccessful day, he found his truck surrounded by horses licking its exterior. The truck was covered with teeth marks, the fenders were chewed on and the doors were dented. Why? He recalled using a carnauba car wax with the scent of bananas, which had attracted the curious animals.

—Actual claim by Farmers Insurance customer

“How effective can you be at the Super Bowl without a defensive coordinator?” History has shown that defense wins games (think back to the Denver Broncos in Super Bowl 50), so without a defensive coordinator, you have no chance. Lyndsey Cumberland's role as a Farmers Insurance Agent for her clients mirrors being a defensive coordinator in life. “Life can throw unexpected challenges your way. I’m here locally to ensure you’re prepared.”

Lyndsey's approach as a life defensive coordinator helps her understand her clients’ life circumstances—such as where they live, family life and hobbies—and then ensures they’re adequately covered. By collaborating with a local representative, Lyndsey can give her clients ample time and attention to make informed decisions. “By understanding a client’s lifestyle, I can identify gaps in coverage. A random 1-800 representative won’t have the bandwidth for that.”

Another benefit of working with a local insurance agent is knowing the risks in the area, such as hail damage. Since Colorado falls within “Hail Alley,” we can expect catastrophic hail storms 9 times a year, resulting in substantial damage. Lyndsey recalls a client contacting her after one particularly nasty bout of hail. Lyndsey provided tarps to help cover her client’s damaged car and sunroof until help arrived. For Lyndsey, this exemplifies how a local insurance representative can assist during life's challenges.

Speaking of challenging times, Lyndsey has a network of professionals—roofers, plumbers, auto repair shops and more—to help quickly, thereby also supporting local businesses.

Instead of relying on online forms and hoping for adequate coverage, consider meeting with Lyndsey and allowing her to be your life’s defensive coordinator. After all, you may return from a family hike to discover that your car has been broken into by a bear happily munching on your kids’ Goldfish crackers.


 


 

“Life can throw unexpected challenges your way. I’m here locally to ensure you’re prepared.”


 

  • Lyndsey Cumberland - Farmers Insurance

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