In 2024, insurance-related technologies are expected to become even more sophisticated, offering further personalized, accurate insurance products. Using AI, chatbots and interactive tools, these approaches are predicted to continue improving customers' experiences, making insurance more accessible and understandable.
Two local insurance companies are ready to assist everyone in the new year, online and in person. Their teams verify merely reacting to life's risks may not be enough; preparation is an essential benefit.
Sara Anglin State Farm Agency
From taking good care of State Farm customers since 2018, Nashville insurance agent Sara Anglin says she's honed innovative ways to help customers with readiness and preparation of financial-related safety nets.
While Sara routinely takes care of customers' vehicles and homes, she says she also collaborates with customers to identify needs and design plans to protect them against property, liability and income losses through insurance products for business, renters, flood, life and health, as well.
"We pride ourselves in having meaningful conversations with our customers to address any gaps in coverage. Most of our customers who come from prior carriers are unaware of our bundling discounts and extensive list of products available," she explains. "Our goals are to protect their current assets along with future income, while often planning for end-of-life expenses, too."
Notably, Sara's team at 15582 Old Hickory Blvd., was recognized for achieving the State Farm Honor Club for the last three consecutive years. Honor Club is awarded to offices who continuously represent State Farm across all lines of business. They've also received the State Farm Ambassador award three years in a row, which is based upon assisting customers with their life, health and financial services.
In addition to Tennessee residents, Sara can assist customers in North Carolina, Georgia, Virginia and Mississippi; she may be adding Kentucky during 2024. As a New Orleans native and College of Charleston graduate, she understands the territory's nuances.
For those relocating, Sara and her team thoroughly analyze vital factors, such as whether belongings during moves are covered and what to do if they turn up missing; timelines for switching drivers' licenses and registrations; reviews of current coverage compared to newly purchased homes; and completing all details for lenders during house closing periods.
Sara also enjoys being part of the community's fabric by assisting local groups. Twice a year, she sponsors one or two participants for the Andrew Jackson FOP Youth Camp. "We've partnered with Vanderbilt Children's Hospital to bring joy to children and their families there during Christmas. This year, we're donating to Ronald McDonald House needs."
Regarding a new State Farm service for the new year, Sara says they recently rolled out a life policy product with no underwriting for people aged 45 to 80 years. "Coverage is guaranteed, regardless of pre-existing conditions," she assures.
Tigrett & Pennington Insurance
Providing complete insurance with confidence is the goal of the experienced team at Tigrett & Pennington Insurance Inc., confirms President/CEO Parks Pennington. Founded in 1983 through the grassroots tenacity and initiatives of Donald Ray "D.R." Pennington, the agency offers business insurance, home and property plans, auto insurance, recreational insurance and life insurance.
"Helping our clients navigate the intricacies of insurance to feel secure is the foundation of what we do," assures Parks.
In addition to their Brentwood office at 1728 General George Patton Dr., they have Tennessee offices in Dyersburg, Newbern, Trenton, in addition to Ripley and Halls (doing business as SN Anthony Insurance). They also have an office in Murray, Kentucky.
Throughout the agency's professional advisers, the staff is licensed and does business in 25 states. Parks says Tigrett & Pennington represents 50-plus national and regional insurance companies, and is a Trusted Choice member of the Independent Insurance Agents of America.
In addition to daily advice, Parks says the team offers the following five reminders for wintertime insurance checklists:
Winterize Home Pipes
Shut off water valves to outside spigots. Open exterior spigot valves; drain water out of the line.
Check Tree Limbs
Be sure there are no overhanging limbs over homes or places where vehicles are parked to protect against damage from frozen, fallen tree parts.
Insure Home Renovations
Depending on type of summer/autumn improvements made, home additions may not be covered under an existing policy; check with an agent.
Double-Check Automobile Policy
Vehicular accidents are more likely to occur in winter, so check that coverage is ready to handle claims for liability and collision. Also, check boat or RV insurance policies to ensure they're secured from theft and fire.
Account For Increase In Personal Property
If recent trips included purchases such as exotic artwork, antiques or jewelry, use the winter season to check personal property policies to ensure they provide enough coverage to protect these new, one-of-a-kind items.
Parks says, "We’re here to ensure you’re properly covered all year-round."
"Founded to be a fundamentally client-focused insurance agency."
"What do I do if I need more coverage in the future?"