Home + Design

Supply in Demand

Inside Royal Oak’s warmest—and coolest—minimalist boutique, where design gets uniquely and invitingly personal Article by Marshall Zweig | Photography by Amy Gillespie Some stories start with spreadsheets. Others begin with birthday money and a toy cash register. For Amy Lalich and Tara de Boer, co-founders of Royal Oak’s beloved Modern Supply, the story started in both places—and somewhere in between. “I think I’ve always wanted to be part of opening a small shop,” says Amy, who moved back...

Life + Culture

Downtown's Fresh Coats

Downtown’s new murals are turning your favorite Royal Oak corners into reasons to point. Article by Marshall Zweig | Photography by Amy Gillespie If you haven't walked through downtown Royal Oak in a while, you might want to look up. Then down. Then all around. Because while the charm of Royal Oak has always been its walkable, livable pulse—mom-and-pop shops by day, nightlife by dusk—there's something new catching eyes and shifting the vibe: murals. Bold ones. Bright ones. The kind that stop...

Finance + Legal Services

Growing Wealth with Confidence

Building wealth isn’t just about making more money—it’s about having the right financial tools and strategies to grow with confidence. Whether you’re a small business owner looking to scale or an individual planning for long-term security, your financial needs will evolve over time. That’s why having scalable financial solutions is key to making sure your money keeps working for you at every stage.At Citizens State Bank, we believe in providing financial solutions that adapt, inform, and guide...

Finance + Legal Services

Personalized Service Meets Powerful Tech: A Winning Combo

Technology is amazing. It streamlines tasks, speeds up processes, and makes managing your business finances easier than ever. But what happens when something goes wrong? Or when you need advice on how to make the most of your banking tools? That’s where having dedicated support makes all the difference. Let’s dive into why having real people by your side can turn a good banking experience into a great one.When Questions Arise, People Provide SolutionsEven the most intuitive apps and platforms...

Finance + Legal Services

The Benefits of Banking Locally for Real Estate Investors

Whether you're purchasing your first rental property, flipping houses, or managing a growing portfolio, having the right banking partner can make all the difference.While big banks might seem like the obvious choice, local banks offer distinct advantages that can give you a competitive edge. At Citizens State Bank, we understand the needs of real estate investors and provide tailored solutions designed to help you succeed. From faster loan decisions to personalized service, here’s why banking...

Finance + Legal Services

Why Community Banks Are a Game-Changer for Entrepreneurs

Personal Touch: How Local Banks Offer Better ServiceBig banks might have flashy apps and nationwide ATMs, but can they call you by name when you walk through the door? Community banks, like Citizens State Bank, bring something special to the table—a level of personal service that big banks simply can’t match. Instead of treating you like just another account number, they take the time to get to know you, your business, and your goals. That personal touch isn’t just a nice perk—it can make a...