Nobody saw this coming… and currently, questions about healthcare and insurance are at an all-time high.
Many people who have had the advantage of having been on group insurance for most of their lives are now having to learn the ins and outs of the individual health insurance options along with how the market place works. It can truly be like learning a new language.
Health protection has changed dramatically over the last 10 years… And many of the plans don’t look anything like what they used to. Rates and choices today are based off of a number of different categories, including age, annual income, and where you live, to name a few. Because of this, the process of getting signed up for a plan can be overwhelming for some people. Many people try to do this on their own… and not realizing some of the rules, end up purchasing a plan that could be costly down the road if they were to have an unexpected high priced medical expense.
For many people coming off of group insurance, it looks a lot different than what they’re used to. Even though there are some positive features to these individual plans, there are also some gaps that need to be filled to help people pick out the best options. For some, falling inside a certain tax bracket based on the size of their family and their household income, will qualify them for subsidy. This can bring the price of a health plan down and free up some dollars so that they are able to build a plan that will truly take care of them if something were to happen.
If you are confused and have questions on what the best options are to protect yourself going forward, this is where we can help the most. to Reach out to me for a free consultation to discuss your needs.
Tom Law
HealthMarkets
215 Centerview Drive, Ste. 100
Brentwood
615.828-1494